There are so many things that could go wrong with a trip why even go? For starters, trips are fun. Trips have excitement, new experiences, and just full of stories to tell when you get home. The scary part about trips is what if something bad happens. This is usually a thought that crosses my mind. To keep my mind a bit more sane, I get travel insurance. That’s right insurance for your travels.
Here are 10 reasons to get travel Insurance.
1. Trip Cancellation
Have you ever been ready for trip, but all of sudden you had to cancel? It happens. A member of family could die. Work may have you come in instead of taking your holiday. So many things could happen. What about all that money I just spent.
With Insurance, your trip can be covered. That sounds way better than losing a whole bunch of money.
2. Flight Cancellations and Delays
My parents flew out to Taipei summer of 2018 to visit me. Their flight was delayed several times going to Beijing. They ended up getting to their hotel at 3 a.m. waking up at 6 a.m. for a tour. That sucks. They are not spring chickens and young either.
Thankfully Travel Insurance can help that out. Flight cancelled, no problem. Flight delayed, we have you covered. It still sucks, but at least you can get some compensation.
3. Baggage Delays
My best friend flew to Australia for my wedding. When he landed the luggage did not come from Sydney to Melbourne. The delay was a pain in the ass. Seriously… He was smart to grab some clothes from Kmart for him and his wife, and they made a claim to their insurance.
Get some Insurance for this stuff. It happens more than you think. It happened to me, but I had arrived home where I had clothing.
4. Stolen Goods
My wife had her camera stolen in Madrid. These things do happen. If you have Travel Insurance, these things will be less hurtful. Instead of feeling sadness you can make a claim.
Remember use common sense while traveling. There are pick pockets out there.
5. Stolen Passport
6. Getting Sick or Injured
Ran into an 23 year old American in Indonesia that had a scooter crash. (It happens a lot). He was able to get fixed up in the hospital and didn’t pay a dime since his insurance covered it. Travel insurance is gold while traveling.
7. Car Rental Collision
8. Terroism or Civil War
Just in August, we were in the lovely city of Santiago Chile. A few weeks ago riots broke out, there was a curfew over the city, and the army started storming the streets. If we were there and needed to get out we would be covered.
If you are in the Middle East traveling, you would be covered. So why worry. Just have some fun, be smart, and make sure you have travel Insurance.
9. Accidental Dismemberment
10: Accidental Death
I hope no one dies on a trip, but you might as well be covered.
Usually, I go with World Nomads. They are my favorite company. They have a great rate. The customer service is amazing.
Remember shit happens, take insurance.